The Bank of the Philippine Islands (BPI) continues to strengthen its digital cash management capabilities with the Express Check Deposit feature on BPI BizLink, enabling corporate clients to deposit checks more efficiently through a secure and streamlined digital process.
BPI BizLink is a corporate banking portal designed for businesses, SMEs, and corporations to manage cash flow, payments, and collections in one platform. The app is part of BPI’s growing digital banking ecosystem, which continues to grow significantly, recording a 23% increase in total enrolled corporate clients in 2025 versus the previous year.
The Express Check Deposit feature on BPI BizLink is part BPI’s broader push toward digitalization, allowing companies transition from traditional, manual deposit processes to a more seamless digital workflow. By reducing the need for physical bank visits and manual processing, BPI enables businesses to manage collections more conveniently.
The feature is a variant of the Mobile Check Deposit facility, which allows authorized agents, assigned by the Company, to deposit checks using a mobile device, with transactions securely transmitted through BPI BizLink. This allows companies, through their designated agents, to deposit checks on their behalf through the BizLink app. Authorized agents will be given a Maker or Multi-role access to the BizLink app to perform the function.
Once access has been activated, authorized agents can download the new BPI BizLink app and use the Express Check Deposit feature through the following easy steps:
- Log in to BPI BizLink account.
- Go to Menu > Collections and tap Check Deposit.
- Read the instructions carefully and tap Start Deposit.
- Take a clear photo of the front and back of the check.
- Enter additional check details.
- Choose the account where the check will be deposited to then Submit for processing.
As an added security measure, authorized agents are restricted from viewing account balances or accessing any other BizLink features.
This shift from manual to digital processing also helps companies use resources more efficiently. By reducing the time and manpower required to prepare and physically deposit checks, treasury teams can streamline routine processes and focus more on supporting business operations.
This is particularly valuable for companies with large-scale operations, where efficient collections management is critical. CDO Foodsphere, Inc. (CDO), one of the country’s leading food manufacturers, has adopted the Express Check Deposit capability as part of its efforts to strengthen treasury processes that support nationwide distribution and supplier payments. CDO currently operates manufacturing facilities in Valenzuela City and Malvar, Batangas with distribution network nationwide for its products.
CDO Foodsphere, Inc. is known for brands such as CDO Karne Norte, Funtastyk Young Pork Tocino,
San Marino Corned Tuna, Idol Cheesedog, CDO Premium Holiday Ham, and Danes Cheese.
“Express Check Deposit has enhanced our operational efficiency and strengthened our cash flow management,” said Charmaine Ong, Senior Vice President of Corporate Purchasing and Treasury of CDO Foodsphere, Inc. “With faster deposit of our collections, we are able to minimize borrowing costs, better manage liquidity, and optimize investment opportunities that generate additional income for the company.”
The platform’s real-time deposit confirmation, secure digital transmission, faster crediting timelines, and user-friendly interface also support improved monitoring and reconciliation of collections.
“The system’s reliability and detailed reporting capabilities support stronger audit tracking and governance,” added Judith Pascual, Vice President of Treasury and Corporate Governance of CDO Foodsphere, Inc. “It allows our team to focus more on strategic financial initiatives rather than routine administrative tasks.”
For BPI, initiatives such as mobile check deposit reflect the Bank’s continued efforts to work closely with corporate clients as their operational needs evolve.
“BPI continues to look for ways to make banking processes simpler and more efficient for our corporate clients,” said Louie Cruz, Institutional Banking Head of BPI. “As more companies adopt digital capabilities, we are also working to onboard other clients who can benefit from these solutions. Our relationship managers work closely with clients throughout the process to help ensure these are integrated smoothly into their operations.”
Learn more about BPI BizLink at https://www.bpi.com.ph/sme-banking/cashflow-management/bizlink.
