March is the month in which we try to educate ourselves better when it comes to fire prevention. As a homeowner, losing our house from the blazing heat of fires is one of any homeowner’s biggest fears, and I have always been interested in topics that would allow me to protect my home a whole lot better.
For example, I bought a fire extinguisher for my house which I have thankfully not used yet. But did you know there are all kinds of fires that we would have to be wary of, grease fires that would require you to suffocate the fire rather than pouring water on it, electrical fires that come from faulty wiring and overloading outlets in your homes. Being knowledgeable in all kinds of fires is just the beginning of fire prevention, but all kinds of accidents can’t be helped and you can only go so far in protecting your home by yourself.
An effective way of protecting our homes even further are insurance policies that cover fires, but not everyone can afford insurance policies since most people don’t have that much money to spare. If you compare the pros and cons of having insurance we can definitely see how important it is to actually subscribe to this service, the pros being the protection of the homeowner if their homes burn down wherein they will receive money to allow them to rebuild their lives, and the cons being an extra expense monthly. Having the confidence that even if by unfortunate events our homes burn down, we would have the ability to rebuild our homes after it. Because of this I myself have subscribed to different kinds of insurance policies, and the perfect type of insurance that I can recommend to anyone with a smaller budget would be microinsurances, and a specific provider that anyone has access to would be through Cebuana Lhuillier MicroInsurances. Cebuana Lhuillier’s MicroInsurance Protect Max is designed for people between the ages of 7 to 70, so from your young child to your grandparents you can easily avail protection that you can get for a lower price, protecting your whole family.
The Protect Max MicroInsurance is able to protect you from accidents, death, and sicknesses to a certain degree. I would like to emphasize on how affordable it is, with its cost starting at Php 50.00, even a family of 5 can easily afford this during every payment. They say prevention is better than cure, but having a back-up plan never hurts anybody, and as a matter of fact it is better for everybody.
